Thomas R. TerMaat
(updated annually since 2001)
This outline is intended to assist our clients in evaluating “first-party” claims for personal and property protection benefits arising under the Michigan No-Fault Act.
Table of Contents.
Overview of the Michigan No-Fault Insurance Act
Opening Question: Is a Claimant Entitled to Michigan No-Fault Benefits
Parked Vehicles: Scope of Coverage and Exclusions
Personal Protection Insurance Benefits ("PIP")
Survivors Loss Benefits
Priorities for Personal Protection Claims
Persons Not Entitled to Personal Protection Benefits
Benefit Set-Offs
Coordination of Benefits
Non-Residents Involved in Accidents in Michigan
Out-of-State Accidents
Property Protection Benefits and Exclusions
Procedural Issues and Miscellaneous Items
Appendix A: Michigan No-Fault Insurance Code
Appendix B: Form of Verdict: No-Fault First-Party Benefits Action
Please contact Thomas TerMaat at 616-727-2251 (ttermaat@fosterswift.com) to order a copy of this resource.